Twelve apps for a world where money settles before you can blink. Open any of them now, no account needed. Or have one built for you: name your price, or free.
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Agents that pay for their own life.
AI agents that pay for their own computing from their own balance, and shut down when the money runs out. Anyone can top one up.
For teams running AI agents, and anyone who wants to back one.
A mandate that compiles into a cage.
You write the rules of a fund in plain English. They compile into limits the trading agent physically cannot break.
For anyone who lets software trade for them.
A household balance that knows what happens next.
A family balance that slowly passes to the people you name if you go quiet, and comes straight back when you touch your phone.
For families. No crypto knowledge needed.
A subcontract tree that settles whole, or not at all.
A job split into subcontracts, and sub-subcontracts, paid all at once when the whole thing is done, or refunded whole if any part fails.
For anyone hiring agents that hire agents.
Your idle balance under continuous auction.
Your idle money, auctioned between managers every minute on their posted promises. Miss the promise and the money leaves.
For anyone with money sitting still.
A salary priced in rice, rent and fuel.
Wages priced in what your month costs: rice, rent, fuel, school. When rice goes up, your pay goes up with it.
For workers paid in a currency that keeps slipping.
Credit for companies with no people in them.
A company with no people has its books on chain, updated every second. A credit line is computed straight from them.
For lenders, and AI businesses that need credit.
The claim is paid before it is proven.
Insurance that pays the claim the moment you file it, then checks. A false claim reverses itself.
For anyone who has waited weeks for a payout.
Your track record is the collateral.
Contracts with milestones. Your record of finished work follows you and earns you better terms with the next client.
For small importers, builders, freelancers, and the people who pay them.
Cover for exactly the seconds you are exposed.
Insurance on money in a vault, priced per second you are actually in it, paid from the yield.
For anyone parking money in a vault.
Borrow against what never moves.
Borrow against everything you own without moving any of it. It stays staked, stays in the brokerage, stays earning.
For anyone with assets spread across places.
A town’s money that stays in town.
A town's own money, backed one for one by dollars, that circulates locally and slowly returns to the town if it sits still.
For towns, councils, and the store on the corner.
A fund with rules it cannot break. A town with its own money. Insurance that pays first. Every app on this page is ready to be made yours, with your name on it, on Arc mainnet.